There are few things more jarring than car accidents, and the process of dealing with insurance companies afterward is sometimes just as painful. That is why in the wake of the new coronavirus, many people are wondering whether their car insurance will be affected by the virus. Fortunately, in most cases, this will not happen–your car insurance should not be impacted directly. However, that being said, the way in which you have to deal with your insurance company may. To start, as New York deals with the rampant spread of COVID-19, companies all over are transitioning to work remotely and closing up their physical shops and buildings. This means that in most cases, you may not simply walk right into your insurance company’s office. Instead, you will most likely have to deal with them via their app, online, or on the phone.
Individuals can expect certain delays, such as long phone call waiting times, temporary holds placed on terminations due to lack of payment, or even extensions placed on certain payments in response to the virus. Furthermore, if you have sustained damage to your car, you may have to wait longer to have it repaired, as body shops across the city are also temporarily shutting down in response to the virus. Though we cannot guarantee all of the aforementioned, many experts have been speculating the very same. These are uncertain times, and virtually anything is possible, especially considering the fact that we simply do not know how long this virus will continue to affect our daily lives. If you have any additional questions regarding filing a personal injury claim after a car accident, please do not hesitate to give our knowledgeable New York City attorney a call.
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Our entire legal team is dedicated to providing the advice you need and the personalized attention you deserve. If you have been injured due to another party’s negligence, call 212-421-0300 or fill out our contact form to schedule a free consultation with a New York City personal injury lawyer. You may be entitled to financial compensation, which can help you on your road to recovery.