People go to work every day with the expectation that it will be similar to the day before. They plan to go through their usual routine and go home at the end of the day. Unfortunately, there is always a degree of risk at the workplace for an accident to happen. It is also possible for an employee to become ill at their place of employment. In the event that this does occur, employees should know that they can file a claim for workers’ compensation.
Workers’ Compensation
When an employee becomes injured or ill on the job, they may be eligible to receive workers’ compensation. Workers’ compensation is insurance that provides financial compensation to employees if they are injured or become sick at work. The majority of employers in the state of New York are required to carry this insurance for their workers. When an employee receives workers’ compensation, it ensures that they cannot lose their job if they cannot come back to work. In addition to this, individuals are able to collect certain benefits that can provide them with assistance during their time of need.
When a person receives workers’ compensation, it can cover a number of expenses that arise as a result of their work-related injury. This can include medical bills, lost wages, and any future loss of wages. Employees may have rights to the following benefits:
- Medical care
- Supplemental benefits
- Social security benefits
- Death benefits
- Long term benefits in the event that they are no longer able to work
Filing a Claim
It is important for an employee to report the accident and their injuries immediately. This can be done to an employer or supervisor. If an employee fails to do so within 30 days after the date of the accident, they may lose their right to workers’ compensation benefits. To file a claim, the employee must complete and file the Board’s Employee Claim (C-3) Form. Once this is done, the claim can be reviewed to determine if the employee and their injuries are covered under New York Workers’ Compensation Law. It is important to know that both parties have a right to appeal the court’s decision once it is given.
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