Hurt in a Friend’s Car in Brooklyn? When Their Insurance Isn’t Enough
New York’s minimum auto liability coverage is only $25,000 for one person’s injuries, and many drivers carry just that. If your friend’s policy runs out, your own supplementary uninsured/underinsured motorist (SUM) coverage, or a household member’s, may pay more. A spouse hurt by their spouse’s driving is generally covered too, unless the policyholder turned down … Read more





